What do you need to build your own house, become your own contractor to save money? In the state of Louisiana, a person has the right to build his house once a year. In the past I built several houses, and every time there was an experience of learning. With this experience, I have prepared for you a step-by-step guide on how to build a house from my point of view. This article is specifically designed for the construction of houses with a stove at home near the city of Shreveport-Bossier.
- Choose your home , Decide on what your next home will be. When you decide what to build, you will need to buy house plans. One of my favorite places to search for home plans is WL Martin Home Designs. These guys have the best built house plans I have ever seen, let alone beautiful projects. Look above and check that the WL Martin house is completed in 2005. If your framed crew ever complains about a WL Martin house plan, consider firing them for incompetence.
- Find land Now you have plans for your home, and you know what trace in your house will have a property. Shop around and find land to build your new home. Go shopping, look in the newspaper, look on the Internet. Find out what restrictions apply to property. Many units have covenants (restrictions) describing which houses are allowed. If your house fits, then great! If not, choose another house or another piece of land. Attention! Be searching for contractors selling land, demanding that you allow them to build a house for you. There is nothing wrong with that; in fact, I would demand that people let me build a house. However, the focus of this article is on building your own home.
- Land financing If you do not have cash, find someone who will make money on the land. If you build a house right away, most mortgage companies have programs available. If in a month or a few years you plan to build a house, contact David Ogletree at the Land Bank of Louisiana. The Louisiana Land Bank has a program for future homes that allows them to borrow money on uncultivated land. Their rates are competitive and their service is fast.
- Get your expenses together You can not miss this step! Before you get a loan to build a house, the bank will force you to submit your estimate. I provided you with a list that includes everything I bought for my last home project in 2005. I also give you the names of people in the area who did a good job for me. Feel, please contact them and tell them that I sent you. Please note that the purpose of this list is to provide you with a starting point and remind you of things that are often forgotten. You will need to edit this list to fit your requirements. These elements are listed in the order in which I met them.
- Cost of land - How much do you pay for the land.
- Land clearing - You need to hire a good bulldozer to prepare your property for your home. For this task, I recommend Roy McDowell from Webster Trucking. He has a laser level on a bullish dozer that puts a good class on your site. His phone number is 318.949.4915.
- House plans - How much you paid for the plans of the house.
- Permissions - Be sure to get all the necessary permissions. These may be permits, parish construction permits, permits for the city and much more.
- Builder's Risk Insurance - Protect yourself from fires, theft and many other unfortunate circumstances. Call Bobbie Smarr for Builder for risk insurance at ICT insurance agencies 318.797.7400.
- Portable toilet “When you need to go, you need to go.” Keep your employees in the workplace.
- Temporary water supply - Contact the water service in your area and ask them to install a water meter. There are several stages of construction that require water (for example, Freemasonry).
- House Pad - Find someone who can sell mud and build a home site for you. Don't get too cheap here, or you will have a house sitting in the mud. For this task, I recommend Roy McDowell from Webster Trucking. He has a laser level on a bullish dozer that puts a good class on your site. His phone number is 318.949.4915.
- Slab Post Tension - Contact Drew Paschall with TBG, Inc. His telephone number is 214.616.4841.
- Road and sidewalks - Contact Drew Paschall with TBG, Inc. His telephone number is 214.616.4841.
- Temporary electricity - Contact Bo Wilkinson at BW Electric at 318.949.8711. They have electrical poles and help you coordinate the obtaining of temporary power at your workplace.
- Intermediate interest on the loan - Be sure to remember this. Although it takes 3-12 months to build your home, you will pay interest on the money you borrowed. I like to use 5% of the final loan amount to estimate how much interest I will pay for the entire term of the interim loan.
- Framing and wood - Contact Drew Paschall with TBC, Inc. His telephone number is 214.616.4841. Even if you use someone else to build a slab, make sure that you do not miss the pleasure of working with these people in the frame of your home. Their speed will save you money on interest on intermediate loans. They work in large crews and focus on YOU until they finish work.
- tape / float / texture / paint / stain - This process includes hanging sheets in your home, preparing drywall for texture, drywall texturing, painting the house and painting the cabinet maker. For this task, I have a strong preference for Mark Villarreal in the movie “The Purpose of Good.” His home phone number is 318.949.8871. His mobile number is 318.458.0079. Since this step in building a house takes a long time, Aim To Please artists work in large carriages to complete the work in a shorter period of time. It saves your money on interest on intermediate loans.
- cabinets - Get your order for cabinets, at the same time you pour your stove. Executing this method will prevent delays when their installation time comes. Randy Peters and Tim Taylor build several beautiful cabinets. Contact them at 318.272.4598.
- Cabinet handles - Stay away from trendy prices here. Grab a cabinet handle and stuff on ebay! This is what I did.
- Countertops - Will it be a form, Corian, granite, marble? Make your choice now. You need to know how much it will cost you.
- Wood, tile, carpet and labor - Decide how the floor will be laid out in the new house. For fair pricing and top thread quality, contact BJ at 318.371.6823.
- Electric / Ethernet / Security “No one does my electrical work except BW Electric.” Call them at 318.949.8711.
- Air Conditioning / Heating - Not cheap here. Get a unit with a high visionary rating and get reduced electricity bills. Look at the pictures above. The house, completed in 2002, was 1,400 square feet with an average electric bill of $ 250 per month. The house, completed in 2005, is 4,000 square feet with an average electric bill of $ 160 per month. He turned to Fertitta & Air & Heat and allowed John to go out and develop his magic. Their phone number is 318.687.5966.
- Freemasonry, labor, sand, mortar, lentils - Get with Jim Thomas 318.377.3856 or Toby Waley at 318.218.4803. Both of these guys have an excellent reputation in this area.
- Plumbing, sanitary ware, bathtubs, taps, toilets - Tommy Adkins. the telephone number is 318.470.3490. He can provide you with a quote about your plumbing. I approve of their work, and I think you too.
- Trimmers and works - This includes roofing castings, fireplaces and anything else that may seem unusual. Let Drew Pashalle suit you. His telephone number is 214.616.4841.
- insulation “Who else but Charles in AAA Isolators?” His phone number is 318.949.3719.
- Fireplace - Try Mike Cox at Bradley Brick. His phone number is 318.752.9933.
- Garage Doors “Regardless of whether you are looking for ordinary or fancy isolated ones, Benny Cash rings the top doorbell. His telephone number is 318.865.7666.
- Lighting and ceiling fans - No recommendations. Just find a place known for timely delivery.
- Dishwasher / stove / ventilation / microwave - No recommendations. Just find a place known for timely delivery.
- Fridge - No recommendations. Just find a place known for timely delivery.
- Exterior doors, interior doors - Contact Drew Paschall at 214.616.4841.
- Ladder materials and labor - Contact Drew Paschall at 214.616.4841.
- Windows - Contact Drew Paschall at 214.616.4841.
- Roofing materials and labor - No recommendations.
- Lawn preparation for grass James San Angelo and his tractor can work wonders. Cell: 318.393.4923 Home: 318.746.9985.
- Grass, Mulch and Labor - Now is the best time to add a layer of compost to complement your lawn installation. Eco Mulch & Sod can do it all for you. Their phone number is 318.865.5200.
- Landscape Design Richard Matthews at Avant Garde-ner has a love for gardening, and it certainly shows. Let him help you to create your landscape, and you will feel that he is interested in your project, just like you. His telephone number is 318.797.7183.
- Mirrors and shower doors - Doctor glass can do anything your heart desires. Call 318.221.3503.
- Drainpipes - Harmon & Sons installed the gutters in a house completed in 2005. No matter which of the masters you consider your duty, you will not be equal to the quality of this work with the things you bought in the store. Their telephone number is 318.671.9668.
- Assessment fee - Do not forget the fee for evaluation. As soon as you finish your home, the bank will want to get an estimate to plan again before moving into your home.
- Get approval for a mortgage , Contact your mortgage company and get a preliminary approval of the amount calculated in your expenses in step 4. If your loan is good enough, try adding 10-15% of incidental expenses in addition to your total cost. You can get this amount for a “pillow” if you encounter unforeseen circumstances. It can also come in handy if you see something that you may want to upgrade along the way. Remember, however, that it is much better to complete a project on a budget, rather than on a budget.
- Get an interim loan Commonly referred to as a “Building loan,” a temporary loan allows you to build your house and pay interest only for the money you borrowed today. For example, if you are approved in the amount of $ 100,000 to build your house at a 7% interim loan, and you do not spend money during the first month of construction, then your loan will be $ 0 for this month. However, if you spent $ 20,000 during your first month of construction, you will pay $ 117. To get this number, you only need to multiply $ 20,000 by 0.07 (your annual income or interest rate). The result should be $ 1,400. Then divide $ 1,400 by 12 (since they are 12 months a year). Bring your house plans from step 1 of this article, your expenses from stage 4, and your mortgage approval from step 5. If you have done step 4 completely, the bank will be impressed and give you the opportunity to think about everything so carefully, Keep in mind that Although your right in Louisiana is to build your house once a year, it’s also the bank’s right not to give you money, because you don’t have a licensed contractor building your house. It’s their money and their rules. Many banks have stopped lending to construction owners, as many of them were in overspending. You will need to find a bank that will finance the construction of the owners. One bank I know of still makes it the Minden Building & Loan in Minden, Los Angeles. Let Greg Lee call 318.377.0523.
- Get your permissions In order to build my last house from the city limits, I had to get a permit for the culvert and a building permit for the parish. Go to your Assessor's Bossier or Caddo Parish office and tell them the address of your new construction. They should be able to configure you with all the necessary permissions. Nothing like good government taxation.
- Get Builder - Risk Insurance. Call Bobbie Smarr for Builder for risk insurance at ICT insurance agencies 318.797.7400. Protect your investment.
- Prepare your land Call Roy McDowell at 318.949.4915. You will need to discuss with him where your home will be owned and where your access roads will be. Roy has excellent dexterity to determine the height of the house. He will make sure your home is high and dry. He is knowledgeable about the compact properties of the soil and will use only the highest quality material. His bull bulldozer with an integrated laser leasing system ensures that your home is seated on the perfect foundation.
- Portable toilet. Time to get a pot for all workers!
- Temporary electricity. Call Bo Wilkinson at BW Electric and tell him to install an electrical pole. 318.949.8711.
- Preparation of the fund. Contact Drew Paschall with TBG, Inc. His telephone number is 214.616.4841. They will set the foundation and dig up all the rays for your home.
- Plumbing Rough. Call Tommy Adkins on 318.470.3490 so they can pull out the witch and install water and sewer lines.
- Order cabinets. Do not expect later. Get these cabinets ordered now so you have them when you need them.
- Fill the stove and set the post tension. Drew Pashall comes back again to install the wiring after tension and pour out the concrete for the slab. After the plate dries, they must do a “partial pull” of the cables. This helps prevent premature cracking of the concrete.
- Framing A day or two after the concrete dries, the Drew crew will return again to build a frame for the house. This process will take several weeks. Once they run out, your house will have tar paper on the roof, windows and doors on the outside, and any suitable siding. Now you can brag to your friends using jargon, “my house is dry” or “I got my house in black”.
- Insert the roof. Pull out the roofers and put tiles to prevent the house from leaking out. Remember that cheap shingles don't last as long as expensive ones!
- More rude. Now it’s time to get closer to your air conditioning, electricity, insulation and plumbing. Now you have a chance to make any special requests for placing sockets, installing surround sound or anything else your heart desires.
- Install a fireplace. Now is the right time to install the fireplace in all associated work with the air.
- Installation of cabinets The artists will have to paint the cabinets while they are painting the house, so install them just before the guys appear with their brushes.
- Paint the house. This part is the longest and, frankly, the most boring, in my opinion. However, be sure that a lot of work is happening. At this stage, you will hang your plasterboard wall, the walls are textured, and your whole house is painted! This stage may take more than a month, if not two or three months.
- Masonry. Brick? How about some plaster? Bring this brick out and let him put on the brick.
- Trim Work. At this stage, all castings, doorways, stairs and other fancy things should be installed.
- Install fixtures , Return the guys back for the final finishing of the vents and air conditioning controls, electric lights and switches, sinks, faucets, etc.
- Equipment , Time for dishwasher, hob, air vent and microwave.
- Insulation leveling , Raise the pump. Insulators will exit for the last time. They will run hoses all over the house and up to the attic to put a good layer of insulation to keep your house cool in summer and warm in winter.
- Contact your loan officers. , Now you leave about 1 month from your new home. Contact your loan officers and decide on the date of your new home. Put your interim loan officer in contact with your mortgage officer and allow them to coordinate how they will handle the transition of your interim loan to a mortgage. It is time to block the interest rate on mortgage loans.
- Flooring. Just when you thought you were almost through this time, set the floor. Expect another period of slow, intensive labor. This process takes several weeks, but the end result is amazing! After the flooring is done, you can move in the refrigerator, washing machine and dryer.
- Install the garage door. This process takes only one day. Если вы получаете стандартные двери, время доставки довольно быстрое. Если вы планируете иметь изолированные двери, вы должны заказать их примерно за месяц до предполагаемой даты установки.
- Зеркала и душевые двери , Все зеркала и душевые двери готовы к установке около этой даты. Просто убедитесь, что это сделано ПОСЛЕ электричества или вы можете столкнуться с проблемами.
- Подъездные пути и тротуары , Принесите Дрю в последний раз. Установка подъездных путей и тротуаров займет всего пару дней.
- Вы не закончили, но переместитесь! На этом этапе вы завершили свой дом до того места, где вы можете заказать оценку, закрыть свою ипотеку и переехать!
- Устанавливайте траву, озеленение и водостоки , Теперь, когда вы все переехали, вы будете готовы просто наслаждаться новым домом. Сделайте один последний толчок и получите свою лужайку, озеленение и водосточные желоба.
